OneMain Financial: Best In-Person Loan Experience

OneMain Financial: Best In-Person Loan Experience

If you want to complete company by having a loan provider face-to-face, OneMain Financial might be a good fit. The lending company has nearly 1,600 branches in 44 states where it gives unsecured loans that are personal borrowers with less-than-perfect credit. Interest levels begin at 18per cent and qualified candidates might be able to borrow as much as $20,000.

Many branches designed for borrowers whom would like to meet or grab funds face-to-face

No prepayment penalty in the event that you choose to spend your loan off early

Soft credit pull utilized to test for prequalified provides

Tall starting rate of interest in contrast to various other subprime loan providers

Optimum loan number of $20,000 is low in contrast to other unsecured loan providers

Origination charges and belated charges may be charged in addition to interest expenses

Other information that is important

  • Minimum/maximum amount it is possible to borrow: $1,500 to $20,000
  • APR range: 18percent–35.99%
  • Charges: Origination fees may be a fee that is flat $25 to $400 or 1percent to 10per cent of the loan quantity, based upon a state of residence.

    Read moreOneMain Financial: Best In-Person Loan Experience